Refinance Your Rental with Low/Bad Credit, No Tax Returns
Need Fast Cash? Here’s How Real Investors Tap Equity Without Bank Hassles.
What’s holding you back?
Low to bad credit?
No recent tax returns?
Recent Late Payments?
Let’s solve your money problem.
Enter your information and get access to real solutions that help investors pull equity fast—with no red tape, no bank delays, and no unnecessary paperwork.
Case: Marcus – South L.A. Fourplex Needing Upgrades
Marcus owned a 4-unit property in South Los Angeles. Rents were low, two units needed major repairs, and he was ready to boost income—but he didn’t have the cash on hand to start renovations. His credit score had dropped due to a divorce, and traditional lenders turned him down flat.
The Problem:
4-unit property with $600K in equity
Low credit score
Needed $225K to update two units and raise rents
The Fix:
We did a stated income, equity-based hard money refinance.
No tax returns or W-2s
No credit score requirements
Funded in 8 days
Marcus pulled out $225K, completed the renovations, and raised rents by 40%. He later refinanced into a long-term conventional loan once rents had stabilized.
Case: Jim – Needed Quick Capital for a New Purchase
Jim owned a single-family rental in Carson, free and clear. A great investment opportunity came up—a duplex in Long Beach—but he didn’t want to sell his stock portfolio or miss out on the deal. Bank loans would take too long, and he had less than two weeks to close.
The Problem:
Needed $350K for down payment + rehab on a new project
Didn’t want to liquidate stocks
Needed funds fast
The Fix:
We set up a hard money cash-out loan on his Carson rental:
Closed in 6 business days
6 business days
No delay from stock account verifications
Jim got the cash in time to secure the duplex and used the profits from the flip to pay off the short-term loan. His stock portfolio stayed intact, and the new property was a win.
What Makes These Loans Different?
Equity-Based: We lend based on the value of your property—not your credit score or income.
Low Documentation: No tax returns. No pay stubs.
Fast Closings: Most loans fund in 5–10 days.
Investor-Friendly: Great for 1–4 unit rentals, fix & flips, or pulling cash to reinvest.
Loan Features:
Loan amounts: $100K–$3M+
to 65–70% LTV
Interest-only payments (short-term)
30 year fix available
Single-family, multifamily, and more
You’ve built equity. You own real estate. You’re ready to scale or improve what you already have—but traditional lenders don’t see the full picture.
I do.
With over 25 years in real estate and lending, I help investors like you unlock fast funding using smart, flexible hard money options.
Call or Text: 310-947-1665
Email: [email protected]
Apply at: easylendingpartners.com
Let’s talk about your property, your goals, and how to get you funded—fast.